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Insurance Defense


Experienced Insurance Defense Attorneys in Eagan, MN

Principled defense against unwarranted claims

A healthy insurance industry facilitates growth in the national economy by allowing businesses and individuals to transfer risk. If insurers did not guard their bottom line by vigorously defending against suspect claims, they’d have to raise premiums across the board and eliminate some coverages altogether. Steven C. O’Tool, Attorney at Law, P.A. understands and appreciates the role insurers play in support of American prosperity. For more than 30 years, we have aided insurers facing unwarranted, disproportionate and even fraudulent claims in areas such as:

  • Auto/vehicle insurance
  • Business insurance
  • Wrongful death
  • Restaurant liability
  • Liquor liability
  • Health insurance
  • Home insurance
  • Life insurance
  • Bad faith

Staunch defense begins with close consultation

Our Minnesota insurance defense law firm believes that our clients are major assets in any legal action. We take the time to get to know you, to learn your practices and protocols and to absorb as much as we can about your company. Our deep knowledge of insurance law, industry standards and court precedent informs our meticulous investigation of the facts behind the claim. Working with the best available forensic experts, we construct the best case for limiting or eliminating your liability. Throughout the legal process, we remain in frequent contact with you, keeping you apprised of all developments.

Firm negotiations and aggressive courtroom litigation

Eagan insurance attorney Steve O’Tool is a talented trial lawyer with a distinguished record of success. For more than three decades, Steve has defended insurers in Minnesota, proving himself time and again to be a persuasive force in the courtroom and the conference room. If you face a large claim, rely on the counsel of a skilled attorney who has demonstrated the ability to deliver maximum results.

Defense against insurance bad faith in Minnesota

In April of 2008, Minnesota Governor Tim Pawlenty signed into law a bill limiting liability for bad faith claims. Besides an added procedural hurdle, claimants must now show prima facie evidence of bad faith. Still, an insurer can be liable for as much as $250,000 in bad faith damages and $100,000 in attorney fees. There is no better protection than an experienced Minnesota insurance attorney to guard against those kinds of penalties.

Contact a seasoned insurance defense lawyer in Eagan, Minnesota

Steven C. O’Tool, Attorney at Law, P.A. represents insurance companies in disputes over claims. To schedule a consultation, call us at 651-882-1717 or contact our Eagan office online.

Reviews and Ratings
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    Mr. O'Tool handled my case quickly and professionally. He gave me 100% focus! I was very pleased with the result!

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